How to spoil a car thief's party!

In 2015, a vehicle was stolen every 13 minutes in Delhi. In 2014, the average interval was 23.6 minutes. The situation is worse in Manipur, Haryana and Bihar.

Thieves have never been this efficient before, and your car or bike never more unsafe. Investigators accept the situation is grim which is why it is important to have a comprehensive insurance policy. 

To make a claim, the vehicle needs to be covered under the comprehensive insurance policy, which includes third-party cover, loss/damage to vehicle as a result of an accident, fire or theft, and risks against natural calamities. 

You can take several steps to protect your automobile from falling into the hands of car thieves. Never ever leave the vehicle unattended without locking the ignition and removing the key. A significant number of automobiles are stolen because drivers fail to remove ignition keys.

Licenses, registration cards or other identifying papers that a thief could misuse should never be left in the car. Keys should be carefully guarded. If the keys have punch-out numbers these should be removed and kept at home for reference in case of loss.

·  Park in a well-lighted area

·  Close all windows, lock all doors

·  Activate any theft deterrent device you may have

·  Put packages or valuable out of sight

·  Music decks and other expensive items in full view invite theft.

·  Do not keep license, registration or title in car. If left in car, thieves can use these documents to sell your car if stolen, or to impersonate you when they are challenged by police. 

·  If you have a garage, use it. Lock both the vehicle and the garage.

If your car is stolen, the police will need specific information to identify the car, parts and accessories. Take the time to record detailed information. If a car thief replaces your license plates, alters the vehicle identification number or repaints the car, other points of identification will be available.

There are several alarm systems that will serve to deter or discourage the car thief, and alert others of forced entry into the car. However, don't forget to opt for a comprehensive insurancepolicy. It's your best friend when your precious vehicle goes missing.

Road crashes killed 146,133 people in 2015

More than 140,000 people were killed on India's roads last year, according to figures released by the government, the BBC reported.

The total number of fatalities represent an increase of 4.6% on the previous year. More than half of the people killed in more than 500,000 road accidents last year were aged 15-34, the reported added.

Road accidents are common in India, often due to poor driving or badly maintained roads and vehicles. Experts blame poorly designed roads.

A report released by India's ministry of road transport says:
146,133 people were killed in road accidents in India in 2015, up from 139,671 in 2014
There were 501,423 road accidents in 2015 - or 1,374 accidents every day - up from 489,400 in 2014
500,279 people were injured in road accidents in 2015, up from 493,474 in 2014

Did you know that 400 road deaths take place every day on India's roads

Thirteen states, including Tamil Nadu, Maharashtra, Madhya Pradesh, Karnataka, Kerala and Uttar Pradesh, accounted for more than 80% of all road accidents and fatalities. Nearly eight in ten accidents were caused by drivers, with 62% of those blamed on speeding.

Transport minister Nitin Gadkari said there is an "urgent need" to improve road infrastructure as the numbers showed road accidents were one of the single biggest causes of death in India.

"Accidents are killing more people in India than terrorism or natural disasters and yet we never talk about them," Mr Gadkari said.

"It saddens me that there has been a negligible impact on reducing the number of deaths despite our best efforts in the past two years," he said.

More than 500,000 people were injured in road crashes in 2015

Mr Gadkari was quoted by the AFP news agency as saying his ministry was working to expand the country's highway network from 96,000 to 200,000km (60,000 to 124,000 miles) to ease the burden on the roads. Road accidents shave 3% off the country's GDP every year, he added.

The ministry said it is trying to improve poorly designed roads, identify vulnerable spots, and deploy electronic surveillance to deter traffic offences.

It is also in talks with state governments over a new road safety bill, which will be tabled in the next session of the parliament.

The proposed law will crack down on traffic offences and suggests steep penalties for offenders, including minimum seven-year jail terms in accidents that result in deaths.